Call reports 2017
UNION STATE BANK — 2017
What UNION STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 144,094,000 | 147,473,000 | 144,313,000 | 145,092,000 |
| Total loans | 58,091,000 | 59,478,000 | 60,991,000 | 62,693,000 |
| Allowance for loan losses | 1,012,000 | 1,003,000 | 1,011,000 | 1,086,000 |
| Securities available for sale | 77,621,000 | 76,109,000 | 74,693,000 | 73,054,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 85,182,000 | 78,344,000 | 77,139,000 | 84,561,000 |
| Interest-bearing deposits | 75,640,000 | 69,539,000 | 67,926,000 | 72,162,000 |
| Noninterest-bearing deposits | 9,542,000 | 8,805,000 | 9,213,000 | 12,399,000 |
| Equity capital | 15,331,000 | 15,684,000 | 15,836,000 | 15,545,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,236,000 | 2,475,000 | 3,728,000 | 4,995,000 |
| Interest expense | 292,000 | 575,000 | 882,000 | 1,192,000 |
| Net interest income | 944,000 | 1,900,000 | 2,846,000 | 3,803,000 |
| Noninterest income | 77,000 | 149,000 | 184,000 | 264,000 |
| Noninterest expense | 711,000 | 1,407,000 | 2,110,000 | 2,846,000 |
| Provision for loan losses | 0 | 0 | 0 | 20,000 |
| Pretax income | 310,000 | 642,000 | 920,000 | 1,201,000 |
| Income tax | 59,000 | 144,000 | 208,000 | 257,000 |
| Net income | 251,000 | 498,000 | 712,000 | 944,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,283,000 | 15,470,000 | 15,624,000 | 15,608,000 |
| Total capital | 16,282,000 | 16,473,000 | 16,635,000 | 16,621,000 |
| Risk-weighted assets | 79,951,000 | 84,022,000 | 83,229,000 | 80,997,000 |