Call reports 2013
UNION STATE BANK — 2013
What UNION STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 138,581,000 | 136,421,000 | 134,956,000 | 141,624,000 |
| Total loans | 49,473,000 | 50,573,000 | 49,198,000 | 50,686,000 |
| Allowance for loan losses | 1,296,000 | 1,273,000 | 1,293,000 | 1,182,000 |
| Securities available for sale | 83,851,000 | 80,333,000 | 79,081,000 | 81,252,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 79,581,000 | 76,970,000 | 78,152,000 | 90,140,000 |
| Interest-bearing deposits | 71,505,000 | 69,108,000 | 69,784,000 | 77,132,000 |
| Noninterest-bearing deposits | 8,077,000 | 7,862,000 | 8,367,000 | 13,008,000 |
| Equity capital | 16,133,000 | 14,656,000 | 14,845,000 | 13,907,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,316,000 | 2,617,000 | 3,917,000 | 5,218,000 |
| Interest expense | 431,000 | 853,000 | 1,277,000 | 1,698,000 |
| Net interest income | 885,000 | 1,764,000 | 2,640,000 | 3,520,000 |
| Noninterest income | 77,000 | 151,000 | 228,000 | 301,000 |
| Noninterest expense | 697,000 | 1,367,000 | 2,046,000 | 2,737,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 265,000 | 548,000 | 822,000 | 1,084,000 |
| Income tax | 50,000 | 103,000 | 160,000 | 233,000 |
| Net income | 215,000 | 445,000 | 662,000 | 851,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,607,000 | 14,726,000 | 14,884,000 | 14,773,000 |
| Total capital | 15,393,000 | 15,527,000 | 15,666,000 | 15,601,000 |
| Risk-weighted assets | 62,392,000 | 63,607,000 | 62,067,000 | 65,861,000 |