Call reports 2012
UNION STATE BANK — 2012
What UNION STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 136,645,000 | 136,978,000 | 138,899,000 | 141,592,000 |
| Total loans | 46,651,000 | 46,382,000 | 44,654,000 | 46,420,000 |
| Allowance for loan losses | 1,063,000 | 1,097,000 | 1,273,000 | 1,284,000 |
| Securities available for sale | 84,322,000 | 84,730,000 | 87,976,000 | 88,699,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 77,221,000 | 76,776,000 | 75,024,000 | 78,526,000 |
| Interest-bearing deposits | 69,768,000 | 69,558,000 | 68,130,000 | 70,717,000 |
| Noninterest-bearing deposits | 7,454,000 | 7,218,000 | 6,894,000 | 7,809,000 |
| Equity capital | 16,443,000 | 16,617,000 | 17,088,000 | 16,368,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,541,000 | 3,004,000 | 4,423,000 | 5,793,000 |
| Interest expense | 472,000 | 938,000 | 1,400,000 | 1,851,000 |
| Net interest income | 1,069,000 | 2,066,000 | 3,023,000 | 3,942,000 |
| Noninterest income | 87,000 | 161,000 | 234,000 | 307,000 |
| Noninterest expense | 712,000 | 1,394,000 | 2,049,000 | 2,764,000 |
| Provision for loan losses | 30,000 | 60,000 | 60,000 | 60,000 |
| Pretax income | 414,000 | 773,000 | 1,174,000 | 1,451,000 |
| Income tax | 117,000 | 213,000 | 319,000 | 371,000 |
| Net income | 297,000 | 560,000 | 855,000 | 1,080,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,209,000 | 14,412,000 | 14,647,000 | 14,452,000 |
| Total capital | 14,962,000 | 15,160,000 | 15,391,000 | 15,214,000 |
| Risk-weighted assets | 59,940,000 | 59,499,000 | 58,994,000 | 60,425,000 |