Call reports 2011
UNION STATE BANK — 2011
What UNION STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 137,595,000 | 138,256,000 | 137,940,000 | 136,539,000 |
| Total loans | 49,598,000 | 50,317,000 | 49,251,000 | 49,150,000 |
| Allowance for loan losses | 1,212,000 | 1,269,000 | 1,282,000 | 1,385,000 |
| Securities available for sale | 82,027,000 | 81,581,000 | 83,048,000 | 81,540,000 |
| Securities held to maturity | 127,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 77,640,000 | 80,304,000 | 78,533,000 | 80,367,000 |
| Interest-bearing deposits | 70,784,000 | 72,745,000 | 70,963,000 | 72,883,000 |
| Noninterest-bearing deposits | 6,856,000 | 7,559,000 | 7,570,000 | 7,484,000 |
| Equity capital | 14,232,000 | 15,043,000 | 15,856,000 | 16,425,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,601,000 | 3,220,000 | 4,831,000 | 6,427,000 |
| Interest expense | 563,000 | 1,100,000 | 1,609,000 | 2,092,000 |
| Net interest income | 1,038,000 | 2,120,000 | 3,222,000 | 4,335,000 |
| Noninterest income | 83,000 | 96,000 | 184,000 | 274,000 |
| Noninterest expense | 670,000 | 1,307,000 | 1,935,000 | 2,652,000 |
| Provision for loan losses | 75,000 | 100,000 | 100,000 | 200,000 |
| Pretax income | 520,000 | 994,000 | 1,556,000 | 1,942,000 |
| Income tax | 145,000 | 295,000 | 468,000 | 487,000 |
| Net income | 375,000 | 699,000 | 1,088,000 | 1,455,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,291,000 | 13,555,000 | 13,724,000 | 14,032,000 |
| Total capital | 14,090,000 | 14,370,000 | 14,540,000 | 14,820,000 |
| Risk-weighted assets | 63,492,000 | 64,775,000 | 64,814,000 | 62,243,000 |