Call reports 2005

UNION STATE BANK — 2005

Name: UNION STATE BANK — FFIEC call report 2005
Creator: UNION STATE BANK

What UNION STATE BANK reported to the FFIEC in 2005, quarter by quarter.

PERIOD: 2005SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/a34eef5c-8f25-43a9-919c-ec1bcead4c00/2005

Balance sheet

What the bank holds and owes at quarter end

Measure	2005Q1	2005Q2	2005Q3	2005Q4
Total assets	123,497,000	126,181,000	123,308,000	126,954,000
Total loans	47,048,000	46,584,000	43,403,000	43,576,000
Allowance for loan losses	939,000	914,000	883,000	875,000
Securities available for sale	70,513,000	72,946,000	73,805,000	77,147,000
Securities held to maturity	1,913,000	1,705,000	1,511,000	540,000
Trading assets	0	0	0	0
Total deposits	67,598,000	67,923,000	64,481,000	72,065,000
Interest-bearing deposits	60,785,000	61,526,000	58,412,000	63,909,000
Noninterest-bearing deposits	6,813,000	6,397,000	6,069,000	8,156,000
Equity capital	12,574,000	13,096,000	12,825,000	12,554,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2005Q1	2005Q2	2005Q3	2005Q4
Interest income	1,602,000	3,218,000	4,872,000	6,539,000
Interest expense	715,000	1,487,000	2,315,000	3,154,000
Net interest income	887,000	1,731,000	2,557,000	3,385,000
Noninterest income	66,000	137,000	215,000	352,000
Noninterest expense	547,000	1,105,000	1,688,000	2,331,000
Provision for loan losses	30,000	60,000	90,000	120,000
Pretax income	377,000	704,000	995,000	1,355,000
Income tax	122,000	225,000	309,000	422,000
Net income	255,000	479,000	686,000	933,000

Basel measures — not reported for every quarter

Measure	2005Q1	2005Q2	2005Q3	2005Q4
Tier 1 capital	12,871,000	12,938,000	12,990,000	13,081,000
Total capital	13,592,000	13,684,000	13,672,000	13,830,000
Risk-weighted assets	57,467,000	59,552,000	54,343,000	59,769,000