Call reports 2001
UNION STATE BANK — 2001
What UNION STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 72,211,000 | 80,221,000 | 83,444,000 | 95,781,000 |
| Total loans | 42,348,000 | 42,986,000 | 43,046,000 | 45,934,000 |
| Allowance for loan losses | 579,000 | 586,000 | 515,000 | 553,000 |
| Securities available for sale | 25,245,000 | 25,071,000 | 23,496,000 | 31,277,000 |
| Securities held to maturity | 0 | 4,968,000 | 9,717,000 | 14,110,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 57,919,000 | 61,262,000 | 58,800,000 | 61,998,000 |
| Interest-bearing deposits | 52,791,000 | 56,581,000 | 54,356,000 | 57,152,000 |
| Noninterest-bearing deposits | 5,128,000 | 4,681,000 | 4,444,000 | 4,846,000 |
| Equity capital | 11,765,000 | 11,808,000 | 11,937,000 | 11,874,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,384,000 | 2,735,000 | 4,189,000 | 5,727,000 |
| Interest expense | 680,000 | 1,292,000 | 1,944,000 | 2,611,000 |
| Net interest income | 704,000 | 1,443,000 | 2,245,000 | 3,116,000 |
| Noninterest income | 66,000 | 141,000 | 207,000 | 275,000 |
| Noninterest expense | 514,000 | 982,000 | 1,481,000 | 2,049,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 67,000 |
| Pretax income | 240,000 | 578,000 | 943,000 | 1,292,000 |
| Income tax | 74,000 | 192,000 | 321,000 | 431,000 |
| Net income | 166,000 | 386,000 | 622,000 | 861,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,592,000 | 11,722,000 | 11,802,000 | 11,885,000 |
| Total capital | 12,171,000 | 12,308,000 | 12,317,000 | 12,438,000 |
| Risk-weighted assets | 46,685,000 | 47,382,000 | 46,534,000 | 49,520,000 |