Call reports 2026
FIRST CAPITAL BANK — 2026
What FIRST CAPITAL BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 107,177,000 | 107,268,000 |
| Total loans | 79,469,000 | 75,586,000 |
| Allowance for loan losses | 1,446,000 | 1,277,000 |
| Securities available for sale | 4,924,000 | 4,885,000 |
| Securities held to maturity | 989,000 | 999,000 |
| Trading assets | 0 | 0 |
| Total deposits | 96,792,000 | 96,775,000 |
| Interest-bearing deposits | 54,616,000 | 52,201,000 |
| Noninterest-bearing deposits | 42,176,000 | 44,574,000 |
| Equity capital | 9,932,000 | 10,274,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 1,961,000 | 3,678,000 |
| Interest expense | 355,000 | 674,000 |
| Net interest income | 1,606,000 | 3,004,000 |
| Noninterest income | 138,000 | 294,000 |
| Noninterest expense | 891,000 | 1,941,000 |
| Provision for loan losses | 217,000 | 217,000 |
| Pretax income | 653,000 | 1,157,000 |
| Income tax | 114,000 | 237,000 |
| Net income | 539,000 | 920,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 10,008,000 | 10,274,000 |
| Total capital | 10,984,000 | 11,215,000 |
| Risk-weighted assets | 77,542,000 | 74,921,000 |