Call reports 2024
FIRST CAPITAL BANK — 2024
What FIRST CAPITAL BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 86,074,000 | 97,937,000 | 94,389,000 | 104,434,000 |
| Total loans | 76,749,000 | 75,322,000 | 76,423,000 | 80,331,000 |
| Allowance for loan losses | 1,273,000 | 1,243,000 | 1,220,000 | 1,333,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 987,000 | 999,000 | 999,000 | 989,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 77,018,000 | 88,674,000 | 85,043,000 | 94,996,000 |
| Interest-bearing deposits | 46,582,000 | 48,466,000 | 51,452,000 | 58,472,000 |
| Noninterest-bearing deposits | 30,436,000 | 40,208,000 | 33,591,000 | 36,524,000 |
| Equity capital | 8,689,000 | 8,985,000 | 9,031,000 | 9,110,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 1,605,000 | 3,203,000 | 4,894,000 | 6,629,000 |
| Interest expense | 420,000 | 856,000 | 1,311,000 | 1,795,000 |
| Net interest income | 1,185,000 | 2,347,000 | 3,583,000 | 4,834,000 |
| Noninterest income | 155,000 | 271,000 | 415,000 | 594,000 |
| Noninterest expense | 877,000 | 1,759,000 | 2,696,000 | 3,663,000 |
| Provision for loan losses | 250,000 | 295,000 | 575,000 | 1,010,000 |
| Pretax income | 213,000 | 564,000 | 697,000 | 725,000 |
| Income tax | 86,000 | 141,000 | 227,000 | 176,000 |
| Net income | 127,000 | 423,000 | 470,000 | 549,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,689,000 | 8,985,000 | 9,031,000 | 9,110,000 |
| Total capital | 9,624,000 | 9,946,000 | 10,008,000 | 10,120,000 |
| Risk-weighted assets | 74,421,000 | 76,577,000 | 77,898,000 | 80,455,000 |