Call reports 2023
FIRST CAPITAL BANK — 2023
What FIRST CAPITAL BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 83,693,000 | 80,112,000 | 81,344,000 | 96,781,000 |
| Total loans | 69,001,000 | 69,105,000 | 69,099,000 | 75,489,000 |
| Allowance for loan losses | 1,198,000 | 1,273,000 | 1,146,000 | 1,034,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 987,000 | 998,000 | 986,000 | 999,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 75,820,000 | 72,029,000 | 72,868,000 | 88,018,000 |
| Interest-bearing deposits | 31,433,000 | 40,148,000 | 40,973,000 | 48,836,000 |
| Noninterest-bearing deposits | 44,387,000 | 31,881,000 | 31,895,000 | 39,182,000 |
| Equity capital | 7,620,000 | 7,916,000 | 8,183,000 | 8,520,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,298,000 | 2,694,000 | 4,092,000 | 5,631,000 |
| Interest expense | 92,000 | 308,000 | 572,000 | 937,000 |
| Net interest income | 1,206,000 | 2,386,000 | 3,520,000 | 4,694,000 |
| Noninterest income | 162,000 | 325,000 | 505,000 | 671,000 |
| Noninterest expense | 799,000 | 1,616,000 | 2,541,000 | 3,311,000 |
| Provision for loan losses | 115,000 | 190,000 | 234,000 | 365,000 |
| Pretax income | 454,000 | 905,000 | 1,250,000 | 1,624,000 |
| Income tax | 81,000 | 187,000 | 264,000 | 302,000 |
| Net income | 373,000 | 718,000 | 986,000 | 1,322,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,620,000 | 7,916,000 | 8,183,000 | 8,520,000 |
| Total capital | 8,481,000 | 8,764,000 | 9,034,000 | 9,448,000 |
| Risk-weighted assets | 68,601,000 | 67,488,000 | 67,712,000 | 74,142,000 |