Call reports 2022
FIRST CAPITAL BANK — 2022
What FIRST CAPITAL BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 86,361,000 | 91,961,000 | 88,774,000 | 99,739,000 |
| Total loans | 59,890,000 | 61,562,000 | 62,973,000 | 65,771,000 |
| Allowance for loan losses | 938,000 | 1,025,000 | 1,076,000 | 1,158,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 16,858,000 | 16,985,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 79,384,000 | 84,927,000 | 81,048,000 | 92,363,000 |
| Interest-bearing deposits | 30,800,000 | 32,971,000 | 31,494,000 | 31,043,000 |
| Noninterest-bearing deposits | 48,584,000 | 51,956,000 | 49,554,000 | 61,320,000 |
| Equity capital | 6,784,000 | 6,962,000 | 7,210,000 | 7,248,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 816,000 | 1,749,000 | 2,846,000 | 4,048,000 |
| Interest expense | 24,000 | 46,000 | 78,000 | 136,000 |
| Net interest income | 792,000 | 1,703,000 | 2,768,000 | 3,912,000 |
| Noninterest income | 131,000 | 280,000 | 445,000 | 600,000 |
| Noninterest expense | 766,000 | 1,497,000 | 2,297,000 | 3,068,000 |
| Provision for loan losses | 75,000 | 166,000 | 246,000 | 326,000 |
| Pretax income | 82,000 | 320,000 | 670,000 | 1,118,000 |
| Income tax | 20,000 | 81,000 | 183,000 | 314,000 |
| Net income | 62,000 | 239,000 | 487,000 | 804,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,784,000 | 6,962,000 | 7,210,000 | 7,248,000 |
| Total capital | 7,557,000 | 7,760,000 | 7,974,000 | 8,071,000 |
| Risk-weighted assets | 61,704,000 | 63,682,000 | 60,866,000 | 65,534,000 |