Call reports 2021
FIRST CAPITAL BANK — 2021
What FIRST CAPITAL BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 72,452,000 | 74,012,000 | 75,285,000 | 76,466,000 |
| Total loans | 61,542,000 | 60,363,000 | 60,820,000 | 61,621,000 |
| Allowance for loan losses | 921,000 | 928,000 | 946,000 | 1,062,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 65,968,000 | 67,474,000 | 68,404,000 | 69,540,000 |
| Interest-bearing deposits | 37,107,000 | 37,149,000 | 35,361,000 | 31,459,000 |
| Noninterest-bearing deposits | 28,861,000 | 30,325,000 | 33,043,000 | 38,081,000 |
| Equity capital | 6,375,000 | 6,505,000 | 6,674,000 | 6,724,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 846,000 | 1,687,000 | 2,514,000 | 3,366,000 |
| Interest expense | 67,000 | 123,000 | 172,000 | 213,000 |
| Net interest income | 779,000 | 1,564,000 | 2,342,000 | 3,153,000 |
| Noninterest income | 129,000 | 267,000 | 416,000 | 561,000 |
| Noninterest expense | 720,000 | 1,402,000 | 2,064,000 | 2,879,000 |
| Provision for loan losses | 65,000 | 140,000 | 215,000 | 290,000 |
| Pretax income | 123,000 | 289,000 | 479,000 | 545,000 |
| Income tax | 22,000 | 57,000 | 78,000 | 94,000 |
| Net income | 101,000 | 232,000 | 401,000 | 451,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,375,000 | 6,505,000 | 6,674,000 | 6,724,000 |
| Total capital | 7,121,000 | 7,247,000 | 7,428,000 | 7,494,000 |
| Risk-weighted assets | 59,539,000 | 59,230,000 | 60,194,000 | 61,343,000 |