Call reports 2020
FIRST CAPITAL BANK — 2020
What FIRST CAPITAL BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 65,233,000 | 79,040,000 | 69,563,000 | 71,636,000 |
| Total loans | 51,986,000 | 56,360,000 | 57,157,000 | 60,210,000 |
| Allowance for loan losses | 635,000 | 736,000 | 832,000 | 846,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 59,465,000 | 73,122,000 | 63,609,000 | 65,284,000 |
| Interest-bearing deposits | 37,487,000 | 37,337,000 | 34,548,000 | 35,006,000 |
| Noninterest-bearing deposits | 21,978,000 | 35,785,000 | 29,061,000 | 30,278,000 |
| Equity capital | 5,656,000 | 5,795,000 | 5,885,000 | 6,273,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 868,000 | 1,715,000 | 2,544,000 | 3,364,000 |
| Interest expense | 173,000 | 317,000 | 445,000 | 539,000 |
| Net interest income | 695,000 | 1,398,000 | 2,099,000 | 2,825,000 |
| Noninterest income | 136,000 | 411,000 | 543,000 | 669,000 |
| Noninterest expense | 673,000 | 1,338,000 | 1,984,000 | 2,683,000 |
| Provision for loan losses | 70,000 | 195,000 | 270,000 | 327,000 |
| Pretax income | 88,000 | 276,000 | 388,000 | 484,000 |
| Income tax | 8,000 | 58,000 | 80,000 | 128,000 |
| Net income | 80,000 | 218,000 | 308,000 | 356,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,656,000 | 5,795,000 | 5,885,000 | 6,273,000 |
| Total capital | 6,291,000 | 6,516,000 | 6,593,000 | 7,026,000 |
| Risk-weighted assets | 52,366,000 | 57,742,000 | 56,567,000 | 60,163,000 |