Call reports 2019
FIRST CAPITAL BANK — 2019
What FIRST CAPITAL BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 61,677,000 | 60,300,000 | 62,001,000 | 65,089,000 |
| Total loans | 54,024,000 | 53,614,000 | 53,925,000 | 50,663,000 |
| Allowance for loan losses | 679,000 | 713,000 | 599,000 | 629,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 53,922,000 | 54,358,000 | 54,179,000 | 59,438,000 |
| Interest-bearing deposits | 30,650,000 | 31,298,000 | 32,955,000 | 37,245,000 |
| Noninterest-bearing deposits | 23,272,000 | 23,060,000 | 21,224,000 | 22,193,000 |
| Equity capital | 5,401,000 | 5,518,000 | 5,658,000 | 5,576,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 869,000 | 1,744,000 | 2,647,000 | 3,536,000 |
| Interest expense | 126,000 | 272,000 | 407,000 | 564,000 |
| Net interest income | 743,000 | 1,472,000 | 2,240,000 | 2,972,000 |
| Noninterest income | 137,000 | 286,000 | 432,000 | 578,000 |
| Noninterest expense | 665,000 | 1,340,000 | 2,014,000 | 2,625,000 |
| Provision for loan losses | 51,000 | 102,000 | 153,000 | 204,000 |
| Pretax income | 164,000 | 316,000 | 505,000 | 721,000 |
| Income tax | 42,000 | 76,000 | 126,000 | 168,000 |
| Net income | 122,000 | 240,000 | 379,000 | 553,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,401,000 | 5,518,000 | 5,658,000 | 5,576,000 |
| Total capital | 6,080,000 | 6,160,000 | 6,257,000 | 6,202,000 |
| Risk-weighted assets | 54,888,000 | 51,296,000 | 52,210,000 | 50,133,000 |