Call reports 2018
FIRST CAPITAL BANK — 2018
What FIRST CAPITAL BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 60,673,000 | 60,613,000 | 60,338,000 | 59,433,000 |
| Total loans | 54,317,000 | 50,178,000 | 52,348,000 | 52,932,000 |
| Allowance for loan losses | 527,000 | 597,000 | 584,000 | 650,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 51,788,000 | 51,575,000 | 54,737,000 | 54,058,000 |
| Interest-bearing deposits | 28,403,000 | 29,096,000 | 31,610,000 | 30,470,000 |
| Noninterest-bearing deposits | 23,385,000 | 22,479,000 | 23,127,000 | 23,588,000 |
| Equity capital | 5,154,000 | 5,278,000 | 5,407,000 | 5,279,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 797,000 | 1,592,000 | 2,398,000 | 3,250,000 |
| Interest expense | 88,000 | 184,000 | 295,000 | 401,000 |
| Net interest income | 709,000 | 1,408,000 | 2,103,000 | 2,849,000 |
| Noninterest income | 143,000 | 286,000 | 437,000 | 578,000 |
| Noninterest expense | 498,000 | 1,157,000 | 1,794,000 | 2,386,000 |
| Provision for loan losses | 85,000 | 130,000 | 175,000 | 270,000 |
| Pretax income | 269,000 | 407,000 | 571,000 | 771,000 |
| Income tax | 70,000 | 85,000 | 119,000 | 161,000 |
| Net income | 199,000 | 322,000 | 452,000 | 610,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,154,000 | 5,278,000 | 5,407,000 | 5,279,000 |
| Total capital | 5,681,000 | 5,875,000 | 5,991,000 | 5,916,000 |
| Risk-weighted assets | 51,036,000 | 47,920,000 | 49,000,000 | 50,980,000 |