Call reports 2017
FIRST CAPITAL BANK — 2017
What FIRST CAPITAL BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 54,034,000 | 53,831,000 | 58,619,000 | 61,677,000 |
| Total loans | 45,526,000 | 47,275,000 | 51,516,000 | 55,140,000 |
| Allowance for loan losses | 444,000 | 464,000 | 506,000 | 553,000 |
| Securities available for sale | 231,000 | 212,000 | 192,000 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 47,052,000 | 47,557,000 | 52,038,000 | 50,932,000 |
| Interest-bearing deposits | 25,242,000 | 24,994,000 | 29,012,000 | 26,994,000 |
| Noninterest-bearing deposits | 21,810,000 | 22,563,000 | 23,026,000 | 23,938,000 |
| Equity capital | 4,907,000 | 4,966,000 | 5,087,000 | 4,955,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 644,000 | 1,319,000 | 2,067,000 | 2,893,000 |
| Interest expense | 39,000 | 80,000 | 136,000 | 207,000 |
| Net interest income | 605,000 | 1,239,000 | 1,931,000 | 2,686,000 |
| Noninterest income | 153,000 | 300,000 | 455,000 | 598,000 |
| Noninterest expense | 654,000 | 1,261,000 | 1,877,000 | 2,499,000 |
| Provision for loan losses | 95,000 | 140,000 | 185,000 | 270,000 |
| Pretax income | 9,000 | 138,000 | 324,000 | 525,000 |
| Income tax | -16,000 | 54,000 | 117,000 | 226,000 |
| Net income | 25,000 | 84,000 | 207,000 | 299,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,901,000 | 4,961,000 | 5,082,000 | 4,955,000 |
| Total capital | 5,345,000 | 5,425,000 | 5,588,000 | 5,508,000 |
| Risk-weighted assets | 42,438,000 | 45,178,000 | 47,855,000 | 50,276,000 |