Call reports 2016
FIRST CAPITAL BANK — 2016
What FIRST CAPITAL BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 46,223,000 | 46,351,000 | 48,377,000 | 49,453,000 |
| Total loans | 37,724,000 | 39,546,000 | 40,471,000 | 42,251,000 |
| Allowance for loan losses | 474,000 | 474,000 | 502,000 | 424,000 |
| Securities available for sale | 322,000 | 296,000 | 271,000 | 252,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 41,239,000 | 41,279,000 | 43,190,000 | 44,389,000 |
| Interest-bearing deposits | 21,401,000 | 21,358,000 | 22,376,000 | 23,823,000 |
| Noninterest-bearing deposits | 19,838,000 | 19,921,000 | 20,814,000 | 20,566,000 |
| Equity capital | 4,884,000 | 4,941,000 | 5,012,000 | 4,883,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 561,000 | 1,133,000 | 1,722,000 | 2,334,000 |
| Interest expense | 19,000 | 42,000 | 66,000 | 99,000 |
| Net interest income | 542,000 | 1,091,000 | 1,656,000 | 2,235,000 |
| Noninterest income | 160,000 | 321,000 | 497,000 | 660,000 |
| Noninterest expense | 610,000 | 1,216,000 | 1,816,000 | 2,445,000 |
| Provision for loan losses | 15,000 | 30,000 | 60,000 | 120,000 |
| Pretax income | 77,000 | 166,000 | 277,000 | 330,000 |
| Income tax | 27,000 | 58,000 | 96,000 | 116,000 |
| Net income | 50,000 | 108,000 | 181,000 | 214,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,871,000 | 4,930,000 | 5,002,000 | 4,876,000 |
| Total capital | 5,325,000 | 5,400,000 | 5,488,000 | 5,300,000 |
| Risk-weighted assets | 36,311,000 | 37,652,000 | 38,911,000 | 39,712,000 |