Call reports 2015
FIRST CAPITAL BANK — 2015
What FIRST CAPITAL BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 45,243,000 | 43,970,000 | 46,570,000 | 47,215,000 |
| Total loans | 36,553,000 | 34,386,000 | 32,821,000 | 37,106,000 |
| Allowance for loan losses | 480,000 | 493,000 | 465,000 | 457,000 |
| Securities available for sale | 439,000 | 408,000 | 379,000 | 354,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 40,331,000 | 39,026,000 | 41,615,000 | 40,280,000 |
| Interest-bearing deposits | 19,472,000 | 18,828,000 | 20,411,000 | 19,651,000 |
| Noninterest-bearing deposits | 20,859,000 | 20,198,000 | 21,204,000 | 20,629,000 |
| Equity capital | 4,836,000 | 4,850,000 | 4,861,000 | 4,835,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 538,000 | 1,074,000 | 1,586,000 | 2,109,000 |
| Interest expense | 16,000 | 32,000 | 50,000 | 67,000 |
| Net interest income | 522,000 | 1,042,000 | 1,536,000 | 2,042,000 |
| Noninterest income | 128,000 | 280,000 | 417,000 | 552,000 |
| Noninterest expense | 632,000 | 1,262,000 | 1,857,000 | 2,451,000 |
| Provision for loan losses | 20,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | -2,000 | 30,000 | 51,000 | 83,000 |
| Income tax | -13,000 | -4,000 | 5,000 | 10,000 |
| Net income | 11,000 | 34,000 | 46,000 | 73,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,815,000 | 4,832,000 | 4,845,000 | 4,821,000 |
| Total capital | 5,259,000 | 5,256,000 | 5,262,000 | 5,278,000 |
| Risk-weighted assets | 35,510,000 | 33,852,000 | 33,337,000 | 36,602,000 |