Call reports 2014
FIRST CAPITAL BANK — 2014
What FIRST CAPITAL BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 47,049,000 | 45,981,000 | 46,877,000 | 47,942,000 |
| Total loans | 33,797,000 | 32,120,000 | 33,744,000 | 35,879,000 |
| Allowance for loan losses | 532,000 | 551,000 | 464,000 | 456,000 |
| Securities available for sale | 579,000 | 541,000 | 502,000 | 465,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,184,000 | 41,123,000 | 41,984,000 | 43,025,000 |
| Interest-bearing deposits | 21,649,000 | 20,848,000 | 21,334,000 | 20,504,000 |
| Noninterest-bearing deposits | 20,535,000 | 20,275,000 | 20,650,000 | 22,522,000 |
| Equity capital | 4,831,000 | 4,847,000 | 4,884,000 | 4,823,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 540,000 | 1,063,000 | 1,602,000 | 2,150,000 |
| Interest expense | 22,000 | 41,000 | 60,000 | 79,000 |
| Net interest income | 518,000 | 1,022,000 | 1,542,000 | 2,071,000 |
| Noninterest income | 181,000 | 337,000 | 497,000 | 648,000 |
| Noninterest expense | 638,000 | 1,250,000 | 1,872,000 | 2,504,000 |
| Provision for loan losses | 15,000 | 25,000 | 40,000 | 55,000 |
| Pretax income | 46,000 | 84,000 | 127,000 | 160,000 |
| Income tax | 16,000 | 35,000 | 38,000 | 45,000 |
| Net income | 30,000 | 49,000 | 89,000 | 115,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,804,000 | 4,823,000 | 4,863,000 | 4,804,000 |
| Total capital | 5,258,000 | 5,257,000 | 5,319,000 | 5,260,000 |
| Risk-weighted assets | 36,222,000 | 34,621,000 | 36,489,000 | 38,603,000 |