Call reports 2013
FIRST CAPITAL BANK — 2013
What FIRST CAPITAL BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 47,235,000 | 47,449,000 | 47,747,000 | 48,126,000 |
| Total loans | 39,436,000 | 36,097,000 | 34,053,000 | 35,226,000 |
| Allowance for loan losses | 637,000 | 603,000 | 620,000 | 567,000 |
| Securities available for sale | 830,000 | 746,000 | 675,000 | 620,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,391,000 | 42,455,000 | 42,784,000 | 43,283,000 |
| Interest-bearing deposits | 25,481,000 | 25,525,000 | 24,062,000 | 23,256,000 |
| Noninterest-bearing deposits | 16,910,000 | 16,930,000 | 18,722,000 | 20,028,000 |
| Equity capital | 4,752,000 | 4,898,000 | 4,873,000 | 4,802,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 618,000 | 1,245,000 | 1,816,000 | 2,360,000 |
| Interest expense | 25,000 | 52,000 | 78,000 | 102,000 |
| Net interest income | 593,000 | 1,193,000 | 1,738,000 | 2,258,000 |
| Noninterest income | 126,000 | 265,000 | 391,000 | 526,000 |
| Noninterest expense | 608,000 | 1,127,000 | 1,744,000 | 2,381,000 |
| Provision for loan losses | 30,000 | 40,000 | 50,000 | 80,000 |
| Pretax income | 81,000 | 291,000 | 335,000 | 323,000 |
| Income tax | 42,000 | 100,000 | 115,000 | 74,000 |
| Net income | 39,000 | 191,000 | 220,000 | 249,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,715,000 | 4,866,000 | 4,845,000 | 4,774,000 |
| Total capital | 5,206,000 | 5,330,000 | 5,289,000 | 5,238,000 |
| Risk-weighted assets | 39,107,000 | 36,971,000 | 35,370,000 | 37,007,000 |