Call reports 2012
FIRST CAPITAL BANK — 2012
What FIRST CAPITAL BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 51,260,000 | 52,338,000 | 53,318,000 | 57,115,000 |
| Total loans | 41,935,000 | 38,461,000 | 36,676,000 | 38,794,000 |
| Allowance for loan losses | 558,000 | 571,000 | 631,000 | 667,000 |
| Securities available for sale | 1,281,000 | 1,161,000 | 1,067,000 | 945,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 46,463,000 | 47,454,000 | 48,405,000 | 52,180,000 |
| Interest-bearing deposits | 26,150,000 | 26,537,000 | 26,024,000 | 23,304,000 |
| Noninterest-bearing deposits | 20,314,000 | 20,917,000 | 22,382,000 | 28,876,000 |
| Equity capital | 4,684,000 | 4,737,000 | 4,723,000 | 4,719,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 677,000 | 1,327,000 | 1,945,000 | 2,568,000 |
| Interest expense | 36,000 | 69,000 | 98,000 | 123,000 |
| Net interest income | 641,000 | 1,258,000 | 1,847,000 | 2,445,000 |
| Noninterest income | 129,000 | 257,000 | 388,000 | 519,000 |
| Noninterest expense | 637,000 | 1,281,000 | 1,883,000 | 2,515,000 |
| Provision for loan losses | 15,000 | 25,000 | 25,000 | 50,000 |
| Pretax income | 118,000 | 209,000 | 327,000 | 399,000 |
| Income tax | 40,000 | 72,000 | 112,000 | 175,000 |
| Net income | 78,000 | 137,000 | 215,000 | 224,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,624,000 | 4,682,000 | 4,667,000 | 4,675,000 |
| Total capital | 5,153,000 | 5,172,000 | 5,142,000 | 5,184,000 |
| Risk-weighted assets | 42,331,000 | 39,096,000 | 37,830,000 | 40,573,000 |