Call reports 2011
FIRST CAPITAL BANK — 2011
What FIRST CAPITAL BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 57,904,000 | 57,871,000 | 57,540,000 | 55,446,000 |
| Total loans | 44,941,000 | 44,773,000 | 42,593,000 | 42,910,000 |
| Allowance for loan losses | 541,000 | 561,000 | 574,000 | 538,000 |
| Securities available for sale | 4,324,000 | 4,213,000 | 4,060,000 | 2,907,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 53,419,000 | 53,366,000 | 52,821,000 | 50,765,000 |
| Interest-bearing deposits | 37,692,000 | 35,794,000 | 32,938,000 | 29,598,000 |
| Noninterest-bearing deposits | 15,727,000 | 17,572,000 | 19,882,000 | 21,167,000 |
| Equity capital | 4,459,000 | 4,430,000 | 4,635,000 | 4,610,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 700,000 | 1,417,000 | 2,103,000 | 2,795,000 |
| Interest expense | 79,000 | 149,000 | 206,000 | 255,000 |
| Net interest income | 621,000 | 1,268,000 | 1,897,000 | 2,540,000 |
| Noninterest income | 114,000 | 232,000 | 350,000 | 476,000 |
| Noninterest expense | 637,000 | 1,289,000 | 1,936,000 | 2,589,000 |
| Provision for loan losses | 40,000 | 59,000 | 143,000 | 278,000 |
| Pretax income | 58,000 | 152,000 | 168,000 | 149,000 |
| Income tax | -5,000 | 37,000 | 56,000 | 55,000 |
| Net income | 63,000 | 115,000 | 112,000 | 94,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,391,000 | 4,367,000 | 4,562,000 | 4,546,000 |
| Total capital | 4,932,000 | 4,928,000 | 5,105,000 | 5,084,000 |
| Risk-weighted assets | 46,340,000 | 45,744,000 | 43,400,000 | 43,809,000 |