Call reports 2010
FIRST CAPITAL BANK — 2010
What FIRST CAPITAL BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 57,241,000 | 55,999,000 | 51,048,000 | 52,768,000 |
| Total loans | 42,063,000 | 42,385,000 | 41,623,000 | 43,019,000 |
| Allowance for loan losses | 544,000 | 557,000 | 610,000 | 576,000 |
| Securities available for sale | 4,420,000 | 3,499,000 | 3,289,000 | 3,030,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 52,658,000 | 51,367,000 | 46,066,000 | 47,368,000 |
| Interest-bearing deposits | 40,169,000 | 37,959,000 | 33,501,000 | 34,861,000 |
| Noninterest-bearing deposits | 12,488,000 | 13,409,000 | 12,565,000 | 12,507,000 |
| Equity capital | 4,488,000 | 4,554,000 | 4,199,000 | 4,403,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 646,000 | 1,328,000 | 2,007,000 | 2,697,000 |
| Interest expense | 102,000 | 203,000 | 298,000 | 387,000 |
| Net interest income | 544,000 | 1,125,000 | 1,709,000 | 2,310,000 |
| Noninterest income | 111,000 | 241,000 | 356,000 | 471,000 |
| Noninterest expense | 564,000 | 1,154,000 | 1,756,000 | 2,372,000 |
| Provision for loan losses | 87,000 | 112,000 | 724,000 | 724,000 |
| Pretax income | 4,000 | 100,000 | -415,000 | -315,000 |
| Income tax | -1,000 | 33,000 | 2,000 | -120,000 |
| Net income | 5,000 | 67,000 | -417,000 | -195,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,394,000 | 4,456,000 | 4,106,000 | 4,328,000 |
| Total capital | 4,938,000 | 5,012,000 | 4,628,000 | 4,877,000 |
| Risk-weighted assets | 44,635,000 | 44,441,000 | 41,693,000 | 43,909,000 |