Call reports 2008
FIRST CAPITAL BANK — 2008
What FIRST CAPITAL BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 45,082,000 | 44,086,000 | 44,107,000 | 46,147,000 |
| Total loans | 24,255,000 | 29,045,000 | 30,751,000 | 32,302,000 |
| Allowance for loan losses | 195,000 | 233,000 | 260,000 | 298,000 |
| Securities available for sale | 9,282,000 | 8,905,000 | 7,832,000 | 7,724,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 41,103,000 | 40,358,000 | 40,102,000 | 40,736,000 |
| Interest-bearing deposits | 30,160,000 | 29,790,000 | 29,654,000 | 30,353,000 |
| Noninterest-bearing deposits | 10,943,000 | 10,568,000 | 10,447,000 | 10,383,000 |
| Equity capital | 3,827,000 | 3,666,000 | 3,747,000 | 3,800,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 606,000 | 1,212,000 | 1,849,000 | 2,469,000 |
| Interest expense | 247,000 | 458,000 | 647,000 | 816,000 |
| Net interest income | 359,000 | 754,000 | 1,202,000 | 1,653,000 |
| Noninterest income | 109,000 | 233,000 | 346,000 | 454,000 |
| Noninterest expense | 473,000 | 957,000 | 1,466,000 | 1,961,000 |
| Provision for loan losses | 14,000 | 55,000 | 87,000 | 128,000 |
| Pretax income | -19,000 | -25,000 | -5,000 | 18,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -19,000 | -25,000 | -5,000 | 18,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,699,000 | 3,693,000 | 3,713,000 | 3,737,000 |
| Total capital | 3,894,000 | 3,926,000 | 3,973,000 | 4,035,000 |
| Risk-weighted assets | 29,037,000 | 32,078,000 | 33,437,000 | 35,187,000 |