Call reports 2006
FIRST CAPITAL BANK — 2006
What FIRST CAPITAL BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 30,761,000 | 30,432,000 | 30,419,000 | 31,706,000 |
| Total loans | 9,222,000 | 9,874,000 | 10,235,000 | 10,137,000 |
| Allowance for loan losses | 116,000 | 113,000 | 111,000 | 106,000 |
| Securities available for sale | 14,459,000 | 13,804,000 | 14,271,000 | 14,258,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 27,855,000 | 27,570,000 | 27,419,000 | 28,677,000 |
| Interest-bearing deposits | 21,314,000 | 21,041,000 | 21,548,000 | 22,982,000 |
| Noninterest-bearing deposits | 6,542,000 | 6,529,000 | 5,871,000 | 5,695,000 |
| Equity capital | 2,864,000 | 2,819,000 | 2,943,000 | 2,960,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 350,000 | 730,000 | 1,131,000 | 1,565,000 |
| Interest expense | 109,000 | 242,000 | 395,000 | 588,000 |
| Net interest income | 241,000 | 488,000 | 736,000 | 977,000 |
| Noninterest income | 95,000 | 193,000 | 282,000 | 356,000 |
| Noninterest expense | 315,000 | 613,000 | 913,000 | 1,209,000 |
| Provision for loan losses | 2,000 | 2,000 | 2,000 | 2,000 |
| Pretax income | 19,000 | 66,000 | 103,000 | 123,000 |
| Income tax | 0 | 0 | 1,000 | 21,000 |
| Net income | 19,000 | 66,000 | 102,000 | 102,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,978,000 | 2,988,000 | 2,988,000 | 2,979,000 |
| Total capital | 3,094,000 | 3,101,000 | 3,099,000 | 3,085,000 |
| Risk-weighted assets | 13,114,000 | 13,531,000 | 13,661,000 | 11,347,000 |