Call reports 2003
FIRST CAPITAL BANK — 2003
What FIRST CAPITAL BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 33,606,000 | 32,903,000 | 33,625,000 | 34,225,000 |
| Total loans | 10,764,000 | 10,517,000 | 12,231,000 | 11,673,000 |
| Allowance for loan losses | 135,000 | 134,000 | 129,000 | 128,000 |
| Securities available for sale | 14,967,000 | 16,256,000 | 14,301,000 | 13,396,000 |
| Securities held to maturity | 1,675,000 | 1,675,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 30,124,000 | 29,450,000 | 30,313,000 | 30,964,000 |
| Interest-bearing deposits | 24,616,000 | 23,930,000 | 23,895,000 | 24,984,000 |
| Noninterest-bearing deposits | 5,508,000 | 5,520,000 | 6,417,000 | 5,980,000 |
| Equity capital | 3,259,000 | 3,235,000 | 3,159,000 | 3,117,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 437,000 | 861,000 | 1,259,000 | 1,651,000 |
| Interest expense | 182,000 | 353,000 | 501,000 | 647,000 |
| Net interest income | 255,000 | 508,000 | 758,000 | 1,004,000 |
| Noninterest income | 93,000 | 183,000 | 289,000 | 378,000 |
| Noninterest expense | 304,000 | 601,000 | 890,000 | 1,183,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 44,000 | 90,000 | 157,000 | 199,000 |
| Income tax | 0 | 0 | 2,000 | -1,000 |
| Net income | 44,000 | 90,000 | 155,000 | 200,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,003,000 | 2,987,000 | 2,990,000 | 2,988,000 |
| Total capital | 3,138,000 | 3,121,000 | 3,119,000 | 3,116,000 |
| Risk-weighted assets | 15,839,000 | 15,341,000 | 16,224,000 | 16,018,000 |