Call reports 2002
FIRST CAPITAL BANK — 2002
What FIRST CAPITAL BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 35,190,000 | 34,110,000 | 33,836,000 | 34,447,000 |
| Total loans | 10,790,000 | 10,658,000 | 11,075,000 | 10,663,000 |
| Allowance for loan losses | 136,000 | 132,000 | 129,000 | 135,000 |
| Securities available for sale | 17,352,000 | 18,328,000 | 16,203,000 | 15,389,000 |
| Securities held to maturity | 2,681,000 | 2,924,000 | 2,827,000 | 1,675,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,928,000 | 30,247,000 | 30,285,000 | 30,881,000 |
| Interest-bearing deposits | 27,226,000 | 25,060,000 | 25,151,000 | 25,668,000 |
| Noninterest-bearing deposits | 4,702,000 | 5,186,000 | 5,134,000 | 5,213,000 |
| Equity capital | 3,051,000 | 3,202,000 | 3,292,000 | 3,323,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 528,000 | 1,038,000 | 1,535,000 | 2,007,000 |
| Interest expense | 225,000 | 437,000 | 640,000 | 839,000 |
| Net interest income | 303,000 | 601,000 | 895,000 | 1,168,000 |
| Noninterest income | 82,000 | 181,000 | 275,000 | 356,000 |
| Noninterest expense | 292,000 | 597,000 | 889,000 | 1,180,000 |
| Provision for loan losses | 0 | 0 | 7,000 | 16,000 |
| Pretax income | 93,000 | 185,000 | 274,000 | 331,000 |
| Income tax | 31,000 | 60,000 | 89,000 | 69,000 |
| Net income | 62,000 | 125,000 | 185,000 | 262,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,956,000 | 2,972,000 | 2,983,000 | 3,037,000 |
| Total capital | 3,092,000 | 3,104,000 | 3,112,000 | 3,172,000 |
| Risk-weighted assets | 15,981,000 | 15,854,000 | 16,085,000 | 16,188,000 |