Call reports 2001
FIRST CAPITAL BANK — 2001
What FIRST CAPITAL BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 36,226,000 | 35,131,000 | 36,191,000 | 35,926,000 |
| Total loans | 10,519,000 | 10,449,000 | 10,820,000 | 10,669,000 |
| Allowance for loan losses | 126,000 | 131,000 | 128,000 | 137,000 |
| Securities available for sale | 14,461,000 | 13,585,000 | 12,491,000 | 16,192,000 |
| Securities held to maturity | 2,407,000 | 2,459,000 | 2,616,000 | 2,623,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 32,850,000 | 31,797,000 | 32,783,000 | 32,628,000 |
| Interest-bearing deposits | 28,123,000 | 27,064,000 | 27,730,000 | 27,647,000 |
| Noninterest-bearing deposits | 4,727,000 | 4,733,000 | 5,053,000 | 4,982,000 |
| Equity capital | 3,144,000 | 3,119,000 | 3,181,000 | 3,120,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 650,000 | 1,244,000 | 1,810,000 | 2,337,000 |
| Interest expense | 335,000 | 624,000 | 907,000 | 1,168,000 |
| Net interest income | 315,000 | 620,000 | 903,000 | 1,169,000 |
| Noninterest income | 71,000 | 166,000 | 250,000 | 335,000 |
| Noninterest expense | 274,000 | 573,000 | 859,000 | 1,201,000 |
| Provision for loan losses | 0 | 3,000 | 7,000 | 17,000 |
| Pretax income | 112,000 | 210,000 | 287,000 | 286,000 |
| Income tax | 37,000 | 77,000 | 100,000 | 58,000 |
| Net income | 75,000 | 133,000 | 187,000 | 228,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,998,000 | 2,972,000 | 2,969,000 | 2,973,000 |
| Total capital | 3,124,000 | 3,103,000 | 3,097,000 | 3,110,000 |
| Risk-weighted assets | 14,767,000 | 14,935,000 | 15,452,000 | 15,373,000 |