Call reports 2007
FIRST COLEMAN NATIONAL BANK — 2007
What FIRST COLEMAN NATIONAL BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 57,051,000 | 55,096,000 | 55,326,000 | 56,120,000 |
| Total loans | 54,085,000 | 51,420,000 | 50,136,000 | 52,094,000 |
| Allowance for loan losses | 621,000 | 631,000 | 637,000 | 649,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 48,455,000 | 46,976,000 | 49,973,000 | 50,444,000 |
| Interest-bearing deposits | 34,489,000 | 32,632,000 | 32,599,000 | 35,284,000 |
| Noninterest-bearing deposits | 13,965,000 | 14,344,000 | 17,374,000 | 15,160,000 |
| Equity capital | 5,750,000 | 5,488,000 | 5,171,000 | 5,568,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,239,000 | 2,440,000 | 3,625,000 | 4,794,000 |
| Interest expense | 302,000 | 613,000 | 889,000 | 1,170,000 |
| Net interest income | 937,000 | 1,827,000 | 2,736,000 | 3,624,000 |
| Noninterest income | 130,000 | 265,000 | 407,000 | 585,000 |
| Noninterest expense | 421,000 | 792,000 | 1,167,000 | 1,535,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 646,000 | 1,300,000 | 1,976,000 | 2,674,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 646,000 | 1,300,000 | 1,976,000 | 2,674,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,750,000 | 5,488,000 | 5,171,000 | 5,568,000 |
| Total capital | 6,371,000 | 6,119,000 | 5,808,000 | 6,217,000 |
| Risk-weighted assets | 55,324,000 | 53,709,000 | 51,661,000 | 53,989,000 |