Call reports 2006
FIRST COLEMAN NATIONAL BANK — 2006
What FIRST COLEMAN NATIONAL BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 60,318,000 | 56,740,000 | 56,305,000 | 58,392,000 |
| Total loans | 55,916,000 | 52,278,000 | 53,195,000 | 54,825,000 |
| Allowance for loan losses | 593,000 | 607,000 | 603,000 | 605,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 45,811,000 | 46,530,000 | 47,019,000 | 50,213,000 |
| Interest-bearing deposits | 32,799,000 | 32,238,000 | 33,388,000 | 35,702,000 |
| Noninterest-bearing deposits | 13,012,000 | 14,292,000 | 13,632,000 | 14,511,000 |
| Equity capital | 6,878,000 | 6,299,000 | 6,460,000 | 5,201,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,206,000 | 2,409,000 | 3,593,000 | 4,831,000 |
| Interest expense | 263,000 | 533,000 | 775,000 | 1,037,000 |
| Net interest income | 943,000 | 1,876,000 | 2,818,000 | 3,794,000 |
| Noninterest income | 134,000 | 280,000 | 535,000 | 672,000 |
| Noninterest expense | 407,000 | 815,000 | 1,202,000 | 1,625,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 670,000 | 1,341,000 | 2,151,000 | 2,841,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 670,000 | 1,341,000 | 2,151,000 | 2,841,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,878,000 | 6,299,000 | 6,460,000 | 5,201,000 |
| Total capital | 7,471,000 | 6,906,000 | 7,063,000 | 5,806,000 |
| Risk-weighted assets | 58,448,000 | 54,757,000 | 54,313,000 | 55,699,000 |