Call reports 2005
FIRST COLEMAN NATIONAL BANK — 2005
What FIRST COLEMAN NATIONAL BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 54,839,000 | 64,292,000 | 66,231,000 | 62,364,000 |
| Total loans | 49,152,000 | 57,505,000 | 58,552,000 | 58,489,000 |
| Allowance for loan losses | 615,000 | 602,000 | 584,000 | 603,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 46,461,000 | 45,908,000 | 45,359,000 | 47,279,000 |
| Interest-bearing deposits | 33,928,000 | 32,372,000 | 31,524,000 | 33,400,000 |
| Noninterest-bearing deposits | 12,533,000 | 13,535,000 | 13,836,000 | 13,879,000 |
| Equity capital | 6,799,000 | 5,393,000 | 6,070,000 | 6,668,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 866,000 | 1,804,000 | 2,978,000 | 4,198,000 |
| Interest expense | 94,000 | 202,000 | 465,000 | 718,000 |
| Net interest income | 772,000 | 1,602,000 | 2,513,000 | 3,480,000 |
| Noninterest income | 122,000 | 268,000 | 409,000 | 542,000 |
| Noninterest expense | 374,000 | 765,000 | 1,148,000 | 1,549,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 520,000 | 1,105,000 | 1,780,000 | 2,480,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 520,000 | 1,105,000 | 1,780,000 | 2,480,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,799,000 | 5,393,000 | 6,070,000 | 6,668,000 |
| Total capital | 7,414,000 | 5,995,000 | 6,654,000 | 7,271,000 |
| Risk-weighted assets | 59,165,000 | 59,579,000 | 59,828,000 | 58,290,000 |