Call reports 2004
FIRST COLEMAN NATIONAL BANK — 2004
What FIRST COLEMAN NATIONAL BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 54,220,000 | 53,322,000 | 52,164,000 | 53,723,000 |
| Total loans | 46,011,000 | 46,683,000 | 46,702,000 | 48,422,000 |
| Allowance for loan losses | 596,000 | 601,000 | 613,000 | 611,000 |
| Securities available for sale | 4,000 | 1,000 | 0 | 0 |
| Securities held to maturity | 440,000 | 440,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 48,495,000 | 47,245,000 | 46,225,000 | 46,857,000 |
| Interest-bearing deposits | 35,535,000 | 34,087,000 | 33,740,000 | 33,785,000 |
| Noninterest-bearing deposits | 12,961,000 | 13,158,000 | 12,485,000 | 13,071,000 |
| Equity capital | 5,633,000 | 5,977,000 | 5,832,000 | 6,278,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 751,000 | 1,444,000 | 2,208,000 | 3,017,000 |
| Interest expense | 88,000 | 167,000 | 244,000 | 326,000 |
| Net interest income | 663,000 | 1,277,000 | 1,964,000 | 2,691,000 |
| Noninterest income | 117,000 | 245,000 | 379,000 | 515,000 |
| Noninterest expense | 427,000 | 823,000 | 1,229,000 | 1,646,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 353,000 | 699,000 | 1,114,000 | 1,560,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 353,000 | 699,000 | 1,114,000 | 1,560,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,630,000 | 5,977,000 | 5,832,000 | 6,278,000 |
| Total capital | 6,226,000 | 6,578,000 | 6,445,000 | 6,889,000 |
| Risk-weighted assets | 49,070,000 | 50,297,000 | 50,751,000 | 58,793,000 |