Call reports 2003
FIRST COLEMAN NATIONAL BANK — 2003
What FIRST COLEMAN NATIONAL BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 53,464,000 | 53,622,000 | 51,667,000 | 55,600,000 |
| Total loans | 44,424,000 | 41,923,000 | 42,452,000 | 45,188,000 |
| Allowance for loan losses | 805,000 | 817,000 | 842,000 | 541,000 |
| Securities available for sale | 1,082,000 | 1,053,000 | 1,033,000 | 1,013,000 |
| Securities held to maturity | 890,000 | 888,000 | 736,000 | 735,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 47,620,000 | 48,228,000 | 46,156,000 | 50,253,000 |
| Interest-bearing deposits | 37,336,000 | 36,382,000 | 34,327,000 | 35,444,000 |
| Noninterest-bearing deposits | 10,284,000 | 11,846,000 | 11,829,000 | 14,809,000 |
| Equity capital | 5,770,000 | 5,316,000 | 5,430,000 | 5,289,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 738,000 | 1,493,000 | 2,203,000 | 2,959,000 |
| Interest expense | 155,000 | 297,000 | 412,000 | 508,000 |
| Net interest income | 583,000 | 1,196,000 | 1,791,000 | 2,451,000 |
| Noninterest income | 124,000 | 250,000 | 381,000 | 504,000 |
| Noninterest expense | 328,000 | 674,000 | 1,025,000 | 1,369,000 |
| Provision for loan losses | 0 | 0 | 0 | 150,000 |
| Pretax income | 379,000 | 772,000 | 1,147,000 | 1,436,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 379,000 | 772,000 | 1,147,000 | 1,436,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,726,000 | 5,281,000 | 5,408,000 | 5,278,000 |
| Total capital | 6,333,000 | 5,868,000 | 5,990,000 | 5,819,000 |
| Risk-weighted assets | 48,339,000 | 46,717,000 | 46,325,000 | 49,427,000 |