Call reports 2002
FIRST COLEMAN NATIONAL BANK — 2002
What FIRST COLEMAN NATIONAL BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 53,370,000 | 54,687,000 | 53,088,000 | 55,163,000 |
| Total loans | 48,240,000 | 45,753,000 | 47,327,000 | 47,532,000 |
| Allowance for loan losses | 598,000 | 621,000 | 616,000 | 550,000 |
| Securities available for sale | 1,330,000 | 1,306,000 | 1,138,000 | 1,113,000 |
| Securities held to maturity | 1,206,000 | 1,202,000 | 1,198,000 | 1,193,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 47,260,000 | 49,137,000 | 47,469,000 | 49,678,000 |
| Interest-bearing deposits | 37,776,000 | 37,142,000 | 36,722,000 | 37,276,000 |
| Noninterest-bearing deposits | 9,484,000 | 11,995,000 | 10,747,000 | 12,402,000 |
| Equity capital | 6,015,000 | 5,452,000 | 5,508,000 | 5,402,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 917,000 | 1,804,000 | 2,644,000 | 3,472,000 |
| Interest expense | 242,000 | 449,000 | 638,000 | 804,000 |
| Net interest income | 675,000 | 1,355,000 | 2,006,000 | 2,668,000 |
| Noninterest income | 113,000 | 241,000 | 368,000 | 494,000 |
| Noninterest expense | 341,000 | 696,000 | 1,045,000 | 1,369,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 447,000 | 900,000 | 1,329,000 | 1,793,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 447,000 | 900,000 | 1,329,000 | 1,793,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,975,000 | 5,401,000 | 5,452,000 | 5,348,000 |
| Total capital | 6,573,000 | 5,998,000 | 6,065,000 | 5,898,000 |
| Risk-weighted assets | 48,779,000 | 47,736,000 | 49,068,000 | 49,182,000 |