Call reports 2025
NATIONAL GRAND BANK OF MARBLEHEAD — 2025
What NATIONAL GRAND BANK OF MARBLEHEAD reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 445,025,000 | 441,808,000 | 444,636,000 | 445,433,000 |
| Total loans | 322,572,000 | 321,265,000 | 323,909,000 | 324,221,000 |
| Allowance for loan losses | 1,222,000 | 1,287,000 | 1,240,000 | 1,169,000 |
| Securities available for sale | 84,311,000 | 83,036,000 | 83,116,000 | 82,706,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 373,792,000 | 367,065,000 | 374,498,000 | 369,757,000 |
| Interest-bearing deposits | 262,539,000 | 262,332,000 | 268,067,000 | 259,346,000 |
| Noninterest-bearing deposits | 111,253,000 | 104,733,000 | 106,431,000 | 110,411,000 |
| Equity capital | 38,524,000 | 38,955,000 | 40,245,000 | 41,449,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 4,332,000 | 8,791,000 | 13,306,000 | 17,819,000 |
| Interest expense | 2,052,000 | 4,081,000 | 6,184,000 | 8,117,000 |
| Net interest income | 2,280,000 | 4,710,000 | 7,122,000 | 9,702,000 |
| Noninterest income | 362,000 | 722,000 | 1,082,000 | 1,426,000 |
| Noninterest expense | 2,134,000 | 4,166,000 | 6,215,000 | 8,240,000 |
| Provision for loan losses | -47,000 | 15,000 | -33,000 | -104,000 |
| Pretax income | 538,000 | 1,224,000 | 2,003,000 | 2,973,000 |
| Income tax | 84,000 | 209,000 | 382,000 | 589,000 |
| Net income | 454,000 | 1,015,000 | 1,621,000 | 2,384,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,897,000 | 44,907,000 | 45,288,000 | 45,818,000 |