Call reports 2018
NATIONAL GRAND BANK OF MARBLEHEAD — 2018
What NATIONAL GRAND BANK OF MARBLEHEAD reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 314,362,000 | 318,071,000 | 326,608,000 | 328,925,000 |
| Total loans | 236,611,000 | 236,133,000 | 247,978,000 | 250,189,000 |
| Allowance for loan losses | 1,744,000 | 1,750,000 | 1,685,000 | 1,682,000 |
| Securities available for sale | 57,895,000 | 57,838,000 | 55,720,000 | 58,177,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 249,308,000 | 257,109,000 | 258,985,000 | 265,791,000 |
| Interest-bearing deposits | 175,897,000 | 172,592,000 | 173,785,000 | 183,752,000 |
| Noninterest-bearing deposits | 73,411,000 | 84,517,000 | 85,200,000 | 82,039,000 |
| Equity capital | 36,277,000 | 36,702,000 | 37,045,000 | 38,008,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,838,000 | 5,753,000 | 8,742,000 | 11,875,000 |
| Interest expense | 285,000 | 652,000 | 1,092,000 | 1,632,000 |
| Net interest income | 2,553,000 | 5,101,000 | 7,650,000 | 10,243,000 |
| Noninterest income | 341,000 | 1,065,000 | 1,428,000 | 1,754,000 |
| Noninterest expense | 1,799,000 | 3,732,000 | 5,530,000 | 7,441,000 |
| Provision for loan losses | 0 | 0 | -66,000 | -66,000 |
| Pretax income | 1,095,000 | 2,434,000 | 3,614,000 | 4,622,000 |
| Income tax | 256,000 | 579,000 | 858,000 | 1,088,000 |
| Net income | 839,000 | 1,855,000 | 2,756,000 | 3,534,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,685,000 | 37,246,000 | 37,871,000 | 38,208,000 |
| Total capital | 38,450,000 | 39,017,000 | 39,577,000 | 39,911,000 |
| Risk-weighted assets | 170,872,000 | 175,252,000 | 183,438,000 | 183,910,000 |