Call reports 2012
NATIONAL GRAND BANK OF MARBLEHEAD — 2012
What NATIONAL GRAND BANK OF MARBLEHEAD reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 259,373,000 | 265,470,000 | 281,976,000 | 295,927,000 |
| Total loans | 182,334,000 | 188,450,000 | 193,733,000 | 197,733,000 |
| Allowance for loan losses | 1,639,000 | 1,626,000 | 1,649,000 | 1,598,000 |
| Securities available for sale | 52,196,000 | 52,970,000 | 57,217,000 | 62,319,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 226,943,000 | 226,358,000 | 247,815,000 | 262,064,000 |
| Interest-bearing deposits | 178,183,000 | 175,715,000 | 194,406,000 | 201,916,000 |
| Noninterest-bearing deposits | 48,760,000 | 50,643,000 | 53,409,000 | 60,148,000 |
| Equity capital | 29,304,000 | 29,828,000 | 30,575,000 | 30,430,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,582,000 | 5,139,000 | 7,722,000 | 10,301,000 |
| Interest expense | 289,000 | 567,000 | 844,000 | 1,113,000 |
| Net interest income | 2,293,000 | 4,572,000 | 6,878,000 | 9,188,000 |
| Noninterest income | 378,000 | 809,000 | 1,317,000 | 1,723,000 |
| Noninterest expense | 1,639,000 | 3,360,000 | 5,013,000 | 6,761,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,051,000 | 2,036,000 | 3,194,000 | 4,195,000 |
| Income tax | 352,000 | 718,000 | 1,132,000 | 1,483,000 |
| Net income | 699,000 | 1,318,000 | 2,062,000 | 2,712,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,316,000 | 28,761,000 | 29,310,000 | 29,394,000 |
| Total capital | 29,976,000 | 30,408,000 | 30,980,000 | 31,013,000 |
| Risk-weighted assets | 148,599,000 | 153,158,000 | 160,714,000 | 164,002,000 |