Call reports 2009
NATIONAL GRAND BANK OF MARBLEHEAD — 2009
What NATIONAL GRAND BANK OF MARBLEHEAD reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 238,537,000 | 243,034,000 | 239,699,000 | 247,952,000 |
| Total loans | 172,433,000 | 177,384,000 | 171,875,000 | 175,612,000 |
| Allowance for loan losses | 1,776,000 | 1,760,000 | 1,714,000 | 1,677,000 |
| Securities available for sale | 40,689,000 | 42,030,000 | 44,580,000 | 43,283,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 200,032,000 | 208,475,000 | 203,695,000 | 212,407,000 |
| Interest-bearing deposits | 161,398,000 | 168,005,000 | 166,702,000 | 169,203,000 |
| Noninterest-bearing deposits | 38,634,000 | 40,470,000 | 36,993,000 | 43,204,000 |
| Equity capital | 23,507,000 | 23,962,000 | 24,970,000 | 24,836,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 2,968,000 | 5,897,000 | 8,811,000 | 11,695,000 |
| Interest expense | 871,000 | 1,666,000 | 2,370,000 | 2,981,000 |
| Net interest income | 2,097,000 | 4,231,000 | 6,441,000 | 8,714,000 |
| Noninterest income | 613,000 | 1,301,000 | 1,911,000 | 2,447,000 |
| Noninterest expense | 1,621,000 | 3,608,000 | 5,337,000 | 7,073,000 |
| Provision for loan losses | 61,000 | 61,000 | 105,000 | 105,000 |
| Pretax income | 660,000 | 1,531,000 | 2,578,000 | 3,497,000 |
| Income tax | 220,000 | 506,000 | 863,000 | 1,181,000 |
| Net income | 440,000 | 1,025,000 | 1,715,000 | 2,316,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,184,000 | 23,550,000 | 24,025,000 | 24,129,000 |
| Total capital | 24,976,000 | 25,327,000 | 25,748,000 | 25,822,000 |
| Risk-weighted assets | 149,215,000 | 153,324,000 | 151,086,000 | 151,063,000 |