Call reports 2001
NATIONAL GRAND BANK OF MARBLEHEAD — 2001
What NATIONAL GRAND BANK OF MARBLEHEAD reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 181,399,000 | 189,030,000 | 189,180,000 | 195,522,000 |
| Total loans | 116,938,000 | 125,083,000 | 121,509,000 | 125,157,000 |
| Allowance for loan losses | 2,573,000 | 2,531,000 | 2,521,000 | 2,511,000 |
| Securities available for sale | 47,434,000 | 46,896,000 | 46,822,000 | 48,944,000 |
| Securities held to maturity | 690,000 | 681,000 | 673,000 | 424,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 157,182,000 | 163,953,000 | 163,027,000 | 173,296,000 |
| Interest-bearing deposits | 121,507,000 | 123,996,000 | 125,465,000 | 136,041,000 |
| Noninterest-bearing deposits | 35,675,000 | 39,957,000 | 37,562,000 | 37,255,000 |
| Equity capital | 17,409,000 | 17,484,000 | 18,019,000 | 17,516,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 3,191,000 | 6,368,000 | 9,569,000 | 12,640,000 |
| Interest expense | 1,155,000 | 2,300,000 | 3,411,000 | 4,419,000 |
| Net interest income | 2,036,000 | 4,068,000 | 6,158,000 | 8,221,000 |
| Noninterest income | 510,000 | 906,000 | 1,435,000 | 1,829,000 |
| Noninterest expense | 1,153,000 | 2,217,000 | 3,396,000 | 4,648,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,393,000 | 2,760,000 | 4,200,000 | 5,405,000 |
| Income tax | 494,000 | 951,000 | 1,460,000 | 1,890,000 |
| Net income | 899,000 | 1,809,000 | 2,740,000 | 3,515,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,923,000 | 17,061,000 | 17,182,000 | 16,810,000 |
| Total capital | 18,151,000 | 18,388,000 | 18,525,000 | 18,174,000 |
| Risk-weighted assets | 96,607,000 | 104,927,000 | 106,276,000 | 107,970,000 |