Call reports 2002
HERITAGE BANK, NATIONAL ASSOCIATION — 2002
What HERITAGE BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 |
|---|---|---|---|
| Total assets | 4,705,000 | 4,985,000 | 5,533,000 |
| Total loans | 4,497,000 | 4,498,000 | 5,258,000 |
| Allowance for loan losses | 77,000 | 77,000 | 77,000 |
| Securities available for sale | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 2,570,000 | 2,866,000 | 2,905,000 |
| Interest-bearing deposits | 2,327,000 | 2,579,000 | 2,737,000 |
| Noninterest-bearing deposits | 243,000 | 288,000 | 168,000 |
| Equity capital | 2,065,000 | 2,112,000 | 2,163,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 |
|---|---|---|---|
| Interest income | 86,000 | 173,000 | 289,000 |
| Interest expense | 14,000 | 29,000 | 45,000 |
| Net interest income | 72,000 | 144,000 | 244,000 |
| Noninterest income | 7,000 | 22,000 | 37,000 |
| Noninterest expense | 49,000 | 89,000 | 152,000 |
| Provision for loan losses | 0 | 0 | 0 |
| Pretax income | 30,000 | 77,000 | 129,000 |
| Income tax | 0 | 0 | 1,000 |
| Net income | 30,000 | 77,000 | 128,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 |
|---|---|---|---|
| Tier 1 capital | 2,065,000 | 2,112,000 | 2,163,000 |
| Total capital | 2,121,000 | 2,167,000 | 2,229,000 |
| Risk-weighted assets | 4,466,000 | 4,416,000 | 5,259,000 |