Call reports 2001
HERITAGE BANK, NATIONAL ASSOCIATION — 2001
What HERITAGE BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 3,625,000 | 4,188,000 | 4,078,000 | 4,383,000 |
| Total loans | 3,356,000 | 3,906,000 | 3,855,000 | 3,718,000 |
| Allowance for loan losses | 0 | 0 | 77,000 | 77,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,590,000 | 1,783,000 | 1,925,000 | 2,342,000 |
| Interest-bearing deposits | 1,328,000 | 1,526,000 | 1,735,000 | 2,060,000 |
| Noninterest-bearing deposits | 262,000 | 257,000 | 190,000 | 282,000 |
| Equity capital | 2,026,000 | 2,059,000 | 2,011,000 | 2,035,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 66,000 | 154,000 | 243,000 | 327,000 |
| Interest expense | 15,000 | 33,000 | 50,000 | 65,000 |
| Net interest income | 51,000 | 121,000 | 193,000 | 262,000 |
| Noninterest income | 5,000 | 10,000 | 16,000 | 22,000 |
| Noninterest expense | 30,000 | 72,000 | 121,000 | 172,000 |
| Provision for loan losses | 0 | 0 | 77,000 | 77,000 |
| Pretax income | 26,000 | 59,000 | 11,000 | 35,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 26,000 | 59,000 | 11,000 | 35,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,026,000 | 2,059,000 | 2,011,000 | 2,035,000 |
| Total capital | 2,026,000 | 2,059,000 | 2,059,000 | 2,081,000 |
| Risk-weighted assets | 3,415,000 | 3,986,000 | 3,889,000 | 3,762,000 |