Call reports 2024
PEOPLES EXCHANGE BANK, INC. — 2024
What PEOPLES EXCHANGE BANK, INC. reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 549,858,000 | 547,039,000 | 543,090,000 | 554,315,000 |
| Total loans | 430,917,000 | 436,529,000 | 439,048,000 | 457,713,000 |
| Allowance for loan losses | 4,947,000 | 5,004,000 | 5,031,000 | 5,224,000 |
| Securities available for sale | 56,967,000 | 65,557,000 | 63,070,000 | 57,417,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 468,189,000 | 461,794,000 | 457,024,000 | 460,361,000 |
| Interest-bearing deposits | 345,457,000 | 334,690,000 | 333,006,000 | 331,818,000 |
| Noninterest-bearing deposits | 122,732,000 | 127,104,000 | 124,018,000 | 128,543,000 |
| Equity capital | 46,963,000 | 47,847,000 | 50,162,000 | 50,097,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 6,554,000 | 13,481,000 | 20,581,000 | 27,965,000 |
| Interest expense | 2,394,000 | 4,882,000 | 7,382,000 | 9,843,000 |
| Net interest income | 4,160,000 | 8,599,000 | 13,199,000 | 18,122,000 |
| Noninterest income | 889,000 | 1,828,000 | 2,738,000 | 3,613,000 |
| Noninterest expense | 4,043,000 | 8,092,000 | 12,043,000 | 15,850,000 |
| Provision for loan losses | -30,000 | 23,000 | 87,000 | 293,000 |
| Pretax income | 1,036,000 | 2,323,000 | 3,820,000 | 5,600,000 |
| Income tax | 206,000 | 462,000 | 760,000 | 1,110,000 |
| Net income | 830,000 | 1,861,000 | 3,060,000 | 4,490,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 51,868,000 | 52,499,000 | 53,298,000 | 54,328,000 |
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