Call reports 2023
PEOPLES EXCHANGE BANK, INC. — 2023
What PEOPLES EXCHANGE BANK, INC. reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 522,786,000 | 528,093,000 | 538,993,000 | 544,878,000 |
| Total loans | 420,171,000 | 431,381,000 | 439,866,000 | 435,877,000 |
| Allowance for loan losses | 4,946,000 | 4,996,000 | 5,086,000 | 5,004,000 |
| Securities available for sale | 61,649,000 | 59,900,000 | 57,777,000 | 59,417,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 445,811,000 | 441,222,000 | 456,009,000 | 460,405,000 |
| Interest-bearing deposits | 320,497,000 | 309,489,000 | 322,727,000 | 337,327,000 |
| Noninterest-bearing deposits | 125,314,000 | 131,733,000 | 133,282,000 | 123,078,000 |
| Equity capital | 44,386,000 | 44,326,000 | 44,095,000 | 46,674,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 5,377,000 | 11,179,000 | 17,433,000 | 23,977,000 |
| Interest expense | 1,028,000 | 2,437,000 | 4,197,000 | 6,271,000 |
| Net interest income | 4,349,000 | 8,742,000 | 13,236,000 | 17,706,000 |
| Noninterest income | 1,018,000 | 1,910,000 | 2,821,000 | 3,655,000 |
| Noninterest expense | 4,108,000 | 8,124,000 | 12,125,000 | 16,086,000 |
| Provision for loan losses | 13,000 | 76,000 | 192,000 | 157,000 |
| Pretax income | 1,242,000 | 2,438,000 | 3,727,000 | 5,104,000 |
| Income tax | 256,000 | 504,000 | 770,000 | 1,018,000 |
| Net income | 986,000 | 1,934,000 | 2,957,000 | 4,086,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 49,509,000 | 50,063,000 | 50,691,000 | 51,434,000 |
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