Call reports 2022
PEOPLES EXCHANGE BANK, INC. — 2022
What PEOPLES EXCHANGE BANK, INC. reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 516,900,000 | 509,307,000 | 511,671,000 | 523,769,000 |
| Total loans | 371,562,000 | 400,517,000 | 407,871,000 | 418,621,000 |
| Allowance for loan losses | 4,418,000 | 4,760,000 | 4,846,000 | 4,830,000 |
| Securities available for sale | 70,095,000 | 66,290,000 | 61,367,000 | 61,358,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 456,813,000 | 451,043,000 | 449,819,000 | 462,188,000 |
| Interest-bearing deposits | 323,702,000 | 312,526,000 | 316,453,000 | 332,174,000 |
| Noninterest-bearing deposits | 133,111,000 | 138,517,000 | 133,366,000 | 130,014,000 |
| Equity capital | 43,973,000 | 42,684,000 | 41,596,000 | 43,146,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 4,368,000 | 9,189,000 | 14,204,000 | 19,465,000 |
| Interest expense | 320,000 | 622,000 | 978,000 | 1,581,000 |
| Net interest income | 4,048,000 | 8,567,000 | 13,226,000 | 17,884,000 |
| Noninterest income | 920,000 | 1,813,000 | 2,723,000 | 3,564,000 |
| Noninterest expense | 3,540,000 | 7,085,000 | 10,852,000 | 14,762,000 |
| Provision for loan losses | 75,000 | 435,000 | 545,000 | 545,000 |
| Pretax income | 1,353,000 | 2,860,000 | 4,552,000 | 6,141,000 |
| Income tax | 283,000 | 582,000 | 951,000 | 1,289,000 |
| Net income | 1,070,000 | 2,278,000 | 3,601,000 | 4,852,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 46,503,000 | 47,315,000 | 48,247,000 | 49,107,000 |