Call reports 2021
PEOPLES EXCHANGE BANK, INC. — 2021
What PEOPLES EXCHANGE BANK, INC. reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 481,467,000 | 488,420,000 | 499,063,000 | 505,600,000 |
| Total loans | 365,315,000 | 358,926,000 | 363,093,000 | 359,774,000 |
| Allowance for loan losses | 4,364,000 | 4,359,000 | 4,364,000 | 4,353,000 |
| Securities available for sale | 19,482,000 | 18,520,000 | 18,867,000 | 70,959,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 422,129,000 | 429,028,000 | 436,193,000 | 445,060,000 |
| Interest-bearing deposits | 305,244,000 | 305,808,000 | 307,861,000 | 315,116,000 |
| Noninterest-bearing deposits | 116,885,000 | 123,220,000 | 128,332,000 | 129,944,000 |
| Equity capital | 43,360,000 | 44,329,000 | 45,528,000 | 46,186,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 4,420,000 | 8,969,000 | 14,076,000 | 18,702,000 |
| Interest expense | 618,000 | 1,044,000 | 1,419,000 | 1,773,000 |
| Net interest income | 3,802,000 | 7,925,000 | 12,657,000 | 16,929,000 |
| Noninterest income | 1,002,000 | 1,952,000 | 2,923,000 | 3,827,000 |
| Noninterest expense | 3,233,000 | 6,668,000 | 10,228,000 | 13,814,000 |
| Provision for loan losses | 75,000 | 75,000 | 75,000 | 100,000 |
| Pretax income | 1,496,000 | 3,134,000 | 5,278,000 | 6,843,000 |
| Income tax | 335,000 | 620,000 | 1,125,000 | 1,475,000 |
| Net income | 1,161,000 | 2,514,000 | 4,153,000 | 5,368,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,793,000 | 43,753,000 | 45,002,000 | 45,825,000 |