Call reports 2019
PEOPLES EXCHANGE BANK, INC. — 2019
What PEOPLES EXCHANGE BANK, INC. reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 412,610,000 | 415,265,000 | 415,138,000 | 416,824,000 |
| Total loans | 325,560,000 | 328,671,000 | 340,850,000 | 338,294,000 |
| Allowance for loan losses | 3,902,000 | 3,965,000 | 4,080,000 | 4,039,000 |
| Securities available for sale | 13,398,000 | 10,451,000 | 19,498,000 | 18,265,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 341,896,000 | 344,893,000 | 347,864,000 | 351,643,000 |
| Interest-bearing deposits | 263,316,000 | 262,268,000 | 261,640,000 | 271,683,000 |
| Noninterest-bearing deposits | 78,580,000 | 82,625,000 | 86,224,000 | 79,960,000 |
| Equity capital | 37,130,000 | 37,815,000 | 38,484,000 | 39,182,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 4,376,000 | 8,928,000 | 13,589,000 | 18,268,000 |
| Interest expense | 771,000 | 1,649,000 | 2,559,000 | 3,481,000 |
| Net interest income | 3,605,000 | 7,279,000 | 11,030,000 | 14,787,000 |
| Noninterest income | 846,000 | 1,694,000 | 2,702,000 | 3,631,000 |
| Noninterest expense | 3,368,000 | 6,579,000 | 9,847,000 | 13,093,000 |
| Provision for loan losses | 30,000 | 110,000 | 255,000 | 255,000 |
| Pretax income | 1,053,000 | 2,284,000 | 3,630,000 | 5,070,000 |
| Income tax | 10,000 | 226,000 | 462,000 | 707,000 |
| Net income | 1,043,000 | 2,058,000 | 3,168,000 | 4,363,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,899,000 | 37,516,000 | 38,231,000 | 39,131,000 |
| Total capital | 40,565,000 | 41,175,000 | 42,113,000 | 42,907,000 |
| Risk-weighted assets | 293,032,000 | 292,385,000 | 310,379,000 | 301,783,000 |