Call reports 2018
PEOPLES EXCHANGE BANK, INC. — 2018
What PEOPLES EXCHANGE BANK, INC. reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 379,933,000 | 375,754,000 | 391,043,000 | 396,009,000 |
| Total loans | 313,742,000 | 313,917,000 | 323,280,000 | 326,307,000 |
| Allowance for loan losses | 3,840,000 | 3,890,000 | 3,857,000 | 3,950,000 |
| Securities available for sale | 14,476,000 | 14,387,000 | 13,315,000 | 13,336,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 313,021,000 | 307,284,000 | 317,011,000 | 318,352,000 |
| Interest-bearing deposits | 238,199,000 | 234,307,000 | 242,399,000 | 243,069,000 |
| Noninterest-bearing deposits | 74,822,000 | 72,977,000 | 74,612,000 | 75,283,000 |
| Equity capital | 34,590,000 | 35,182,000 | 35,732,000 | 36,402,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 3,907,000 | 7,932,000 | 12,077,000 | 16,395,000 |
| Interest expense | 447,000 | 927,000 | 1,449,000 | 2,045,000 |
| Net interest income | 3,460,000 | 7,005,000 | 10,628,000 | 14,350,000 |
| Noninterest income | 860,000 | 1,721,000 | 2,577,000 | 3,439,000 |
| Noninterest expense | 3,182,000 | 6,356,000 | 9,711,000 | 12,975,000 |
| Provision for loan losses | 120,000 | 200,000 | 220,000 | 353,000 |
| Pretax income | 1,018,000 | 2,170,000 | 3,274,000 | 4,461,000 |
| Income tax | 153,000 | 331,000 | 491,000 | 669,000 |
| Net income | 865,000 | 1,839,000 | 2,783,000 | 3,792,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,416,000 | 35,019,000 | 35,613,000 | 36,235,000 |
| Total capital | 37,975,000 | 38,598,000 | 39,252,000 | 39,929,000 |
| Risk-weighted assets | 284,470,000 | 286,022,000 | 290,862,000 | 295,241,000 |