Call reports 2017
PEOPLES EXCHANGE BANK, INC. — 2017
What PEOPLES EXCHANGE BANK, INC. reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 354,066,000 | 359,384,000 | 370,500,000 | 379,071,000 |
| Total loans | 296,388,000 | 303,381,000 | 303,143,000 | 310,276,000 |
| Allowance for loan losses | 3,572,000 | 3,626,000 | 3,632,000 | 3,739,000 |
| Securities available for sale | 15,098,000 | 13,778,000 | 14,747,000 | 14,599,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 296,014,000 | 293,995,000 | 301,846,000 | 304,002,000 |
| Interest-bearing deposits | 231,977,000 | 229,816,000 | 232,722,000 | 233,061,000 |
| Noninterest-bearing deposits | 64,037,000 | 64,179,000 | 69,124,000 | 70,941,000 |
| Equity capital | 33,133,000 | 33,521,000 | 33,870,000 | 34,160,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 3,565,000 | 7,243,000 | 11,076,000 | 14,972,000 |
| Interest expense | 312,000 | 645,000 | 1,041,000 | 1,492,000 |
| Net interest income | 3,253,000 | 6,598,000 | 10,035,000 | 13,480,000 |
| Noninterest income | 707,000 | 1,552,000 | 2,431,000 | 3,332,000 |
| Noninterest expense | 3,128,000 | 6,354,000 | 9,584,000 | 12,818,000 |
| Provision for loan losses | 90,000 | 160,000 | 315,000 | 440,000 |
| Pretax income | 742,000 | 1,636,000 | 2,567,000 | 3,554,000 |
| Income tax | 201,000 | 437,000 | 689,000 | 998,000 |
| Net income | 541,000 | 1,199,000 | 1,878,000 | 2,556,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,853,000 | 33,190,000 | 33,548,000 | 33,906,000 |
| Total capital | 36,263,000 | 36,662,000 | 37,054,000 | 37,515,000 |
| Risk-weighted assets | 272,679,000 | 277,612,000 | 280,400,000 | 288,481,000 |