Call reports 2016
PEOPLES EXCHANGE BANK, INC. — 2016
What PEOPLES EXCHANGE BANK, INC. reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 349,262,000 | 347,960,000 | 355,576,000 | 351,190,000 |
| Total loans | 289,467,000 | 285,585,000 | 289,174,000 | 289,845,000 |
| Allowance for loan losses | 3,575,000 | 3,554,000 | 3,560,000 | 3,521,000 |
| Securities available for sale | 9,427,000 | 11,142,000 | 12,028,000 | 14,717,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 283,527,000 | 280,908,000 | 288,447,000 | 291,413,000 |
| Interest-bearing deposits | 225,903,000 | 223,102,000 | 222,462,000 | 225,330,000 |
| Noninterest-bearing deposits | 57,624,000 | 57,806,000 | 65,985,000 | 66,083,000 |
| Equity capital | 32,302,000 | 32,310,000 | 32,616,000 | 32,885,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 3,536,000 | 7,085,000 | 10,644,000 | 14,235,000 |
| Interest expense | 343,000 | 706,000 | 1,078,000 | 1,450,000 |
| Net interest income | 3,193,000 | 6,379,000 | 9,566,000 | 12,785,000 |
| Noninterest income | 712,000 | 1,522,000 | 2,395,000 | 3,222,000 |
| Noninterest expense | 2,981,000 | 6,064,000 | 9,181,000 | 12,380,000 |
| Provision for loan losses | 145,000 | 155,000 | 213,000 | 213,000 |
| Pretax income | 779,000 | 1,682,000 | 2,574,000 | 3,421,000 |
| Income tax | 224,000 | 486,000 | 734,000 | 987,000 |
| Net income | 555,000 | 1,196,000 | 1,840,000 | 2,434,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,745,000 | 31,739,000 | 32,061,000 | 32,509,000 |
| Total capital | 35,054,000 | 35,019,000 | 35,439,000 | 35,903,000 |
| Risk-weighted assets | 264,448,000 | 262,193,000 | 270,004,000 | 271,470,000 |