Call reports 2014
PEOPLES EXCHANGE BANK, INC. — 2014
What PEOPLES EXCHANGE BANK, INC. reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 326,644,000 | 323,196,000 | 325,064,000 | 336,096,000 |
| Total loans | 257,247,000 | 257,381,000 | 269,973,000 | 271,156,000 |
| Allowance for loan losses | 3,209,000 | 3,195,000 | 3,317,000 | 3,363,000 |
| Securities available for sale | 7,014,000 | 8,447,000 | 8,867,000 | 9,793,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 271,118,000 | 266,666,000 | 262,628,000 | 272,626,000 |
| Interest-bearing deposits | 218,135,000 | 213,038,000 | 209,145,000 | 219,598,000 |
| Noninterest-bearing deposits | 52,983,000 | 53,628,000 | 53,483,000 | 53,028,000 |
| Equity capital | 30,768,000 | 30,950,000 | 31,074,000 | 31,088,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 3,377,000 | 6,729,000 | 10,185,000 | 13,759,000 |
| Interest expense | 317,000 | 635,000 | 929,000 | 1,236,000 |
| Net interest income | 3,060,000 | 6,094,000 | 9,256,000 | 12,523,000 |
| Noninterest income | 1,838,000 | 2,595,000 | 3,343,000 | 4,102,000 |
| Noninterest expense | 3,194,000 | 6,261,000 | 9,342,000 | 12,491,000 |
| Provision for loan losses | 15,000 | 39,000 | 209,000 | 259,000 |
| Pretax income | 1,689,000 | 2,389,000 | 3,048,000 | 3,875,000 |
| Income tax | 534,000 | 734,000 | 941,000 | 1,191,000 |
| Net income | 1,155,000 | 1,655,000 | 2,107,000 | 2,684,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,029,000 | 30,217,000 | 30,356,000 | 30,363,000 |
| Total capital | 32,969,000 | 33,112,000 | 33,360,000 | 33,412,000 |
| Risk-weighted assets | 234,906,000 | 232,211,000 | 245,361,000 | 244,833,000 |