Call reports 2012
PEOPLES EXCHANGE BANK, INC. — 2012
What PEOPLES EXCHANGE BANK, INC. reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 357,952,000 | 336,647,000 | 340,780,000 | 340,716,000 |
| Total loans | 272,816,000 | 271,649,000 | 273,609,000 | 266,699,000 |
| Allowance for loan losses | 3,076,000 | 3,042,000 | 3,194,000 | 3,207,000 |
| Securities available for sale | 7,900,000 | 7,672,000 | 8,457,000 | 13,207,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 304,685,000 | 288,438,000 | 291,249,000 | 291,064,000 |
| Interest-bearing deposits | 256,728,000 | 239,329,000 | 243,229,000 | 244,645,000 |
| Noninterest-bearing deposits | 47,957,000 | 49,109,000 | 48,020,000 | 46,419,000 |
| Equity capital | 28,767,000 | 28,817,000 | 29,100,000 | 29,585,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 3,878,000 | 7,726,000 | 11,568,000 | 15,306,000 |
| Interest expense | 635,000 | 1,199,000 | 1,695,000 | 2,152,000 |
| Net interest income | 3,243,000 | 6,527,000 | 9,873,000 | 13,154,000 |
| Noninterest income | 966,000 | 2,196,000 | 3,338,000 | 4,976,000 |
| Noninterest expense | 3,445,000 | 6,743,000 | 10,041,000 | 13,556,000 |
| Provision for loan losses | 115,000 | 815,000 | 1,105,000 | 1,291,000 |
| Pretax income | 674,000 | 1,190,000 | 2,090,000 | 3,308,000 |
| Income tax | 232,000 | 396,000 | 705,000 | 1,113,000 |
| Net income | 442,000 | 794,000 | 1,385,000 | 2,195,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,050,000 | 27,134,000 | 27,463,000 | 28,662,000 |
| Total capital | 30,126,000 | 30,176,000 | 30,607,000 | 31,742,000 |
| Risk-weighted assets | 250,369,000 | 250,973,000 | 251,481,000 | 246,297,000 |